Actuarial Method Unearned Interest Loan Calculator

Calculate Unearned Interest Loan







Formula

The formula to calculate Actuarial Method Unearned Interest Loan (u) is:

\[ u = \frac{nMonthly \cdot p \cdot APR}{100 + APR} \]

Where:

Definition

The Actuarial Method Unearned Interest Loan is the process of distributing payments made on a debt between the amount provided as fund.

Number of Remaining Monthly Payments is the total number of remaining monthly payments until a debt is paid off.

Monthly Payment is the amount a borrower is required to pay each month until a debt is paid off.

Annual Percentage Rate refers to the annual rate charged for borrowing or earned through an investment.

How to calculate Actuarial Method Unearned Interest Loan

Let's assume the following values:

Using the formula:

\[ u = \frac{nMonthly \cdot p \cdot APR}{100 + APR} \]

Evaluating:

\[ u = \frac{10 \cdot 28000 \cdot 55}{100 + 55} \]

The Actuarial Method Unearned Interest Loan is 99354.8387096774.

Unearned Interest Loan Conversion Chart

Number of Remaining Monthly Payments (nMonthly) Monthly Payment (p) Annual Percentage Rate (APR) Actuarial Method Unearned Interest Loan (u)
5 25000 50 41,666.6666666667
5 25000 55 44,354.8387096774
5 25000 60 46,875.0000000000
5 26000 50 43,333.3333333333
5 26000 55 46,129.0322580645
5 26000 60 48,750.0000000000
5 27000 50 45,000.0000000000
5 27000 55 47,903.2258064516
5 27000 60 50,625.0000000000
5 28000 50 46,666.6666666667
5 28000 55 49,677.4193548387
5 28000 60 52,500.0000000000
5 29000 50 48,333.3333333333
5 29000 55 51,451.6129032258
5 29000 60 54,375.0000000000
5 30000 50 50,000.0000000000
5 30000 55 53,225.8064516129
5 30000 60 56,250.0000000000
6 25000 50 50,000.0000000000
6 25000 55 53,225.8064516129
6 25000 60 56,250.0000000000
6 26000 50 52,000.0000000000
6 26000 55 55,354.8387096774
6 26000 60 58,500.0000000000
6 27000 50 54,000.0000000000
6 27000 55 57,483.8709677419
6 27000 60 60,750.0000000000
6 28000 50 56,000.0000000000
6 28000 55 59,612.9032258065
6 28000 60 63,000.0000000000
6 29000 50 58,000.0000000000
6 29000 55 61,741.9354838710
6 29000 60 65,250.0000000000
6 30000 50 60,000.0000000000
6 30000 55 63,870.9677419355
6 30000 60 67,500.0000000000
7 25000 50 58,333.3333333333
7 25000 55 62,096.7741935484
7 25000 60 65,625.0000000000
7 26000 50 60,666.6666666667
7 26000 55 64,580.6451612903
7 26000 60 68,250.0000000000
7 27000 50 63,000.0000000000
7 27000 55 67,064.5161290323
7 27000 60 70,875.0000000000
7 28000 50 65,333.3333333333
7 28000 55 69,548.3870967742
7 28000 60 73,500.0000000000
7 29000 50 67,666.6666666667
7 29000 55 72,032.2580645161
7 29000 60 76,125.0000000000
7 30000 50 70,000.0000000000
7 30000 55 74,516.1290322581
7 30000 60 78,750.0000000000
8 25000 50 66,666.6666666667
8 25000 55 70,967.7419354839
8 25000 60 75,000.0000000000
8 26000 50 69,333.3333333333
8 26000 55 73,806.4516129032
8 26000 60 78,000.0000000000
8 27000 50 72,000.0000000000
8 27000 55 76,645.1612903226
8 27000 60 81,000.0000000000
8 28000 50 74,666.6666666667
8 28000 55 79,483.8709677419
8 28000 60 84,000.0000000000
8 29000 50 77,333.3333333333
8 29000 55 82,322.5806451613
8 29000 60 87,000.0000000000
8 30000 50 80,000.0000000000
8 30000 55 85,161.2903225807
8 30000 60 90,000.0000000000
9 25000 50 75,000.0000000000
9 25000 55 79,838.7096774194
9 25000 60 84,375.0000000000
9 26000 50 78,000.0000000000
9 26000 55 83,032.2580645161
9 26000 60 87,750.0000000000
9 27000 50 81,000.0000000000
9 27000 55 86,225.8064516129
9 27000 60 91,125.0000000000
9 28000 50 84,000.0000000000
9 28000 55 89,419.3548387097
9 28000 60 94,500.0000000000
9 29000 50 87,000.0000000000
9 29000 55 92,612.9032258065
9 29000 60 97,875.0000000000
9 30000 50 90,000.0000000000
9 30000 55 95,806.4516129032
9 30000 60 101,250.0000000000
10 25000 50 83,333.3333333333
10 25000 55 88,709.6774193548
10 25000 60 93,750.0000000000
10 26000 50 86,666.6666666667
10 26000 55 92,258.0645161290
10 26000 60 97,500.0000000000
10 27000 50 90,000.0000000000
10 27000 55 95,806.4516129032
10 27000 60 101,250.0000000000
10 28000 50 93,333.3333333333
10 28000 55 99,354.8387096774
10 28000 60 105,000.0000000000
10 29000 50 96,666.6666666667
10 29000 55 102,903.2258064516
10 29000 60 108,750.0000000000
10 30000 50 100,000.0000000000
10 30000 55 106,451.6129032258
10 30000 60 112,500.0000000000
11 25000 50 91,666.6666666667
11 25000 55 97,580.6451612903
11 25000 60 103,125.0000000000
11 26000 50 95,333.3333333333
11 26000 55 101,483.8709677419
11 26000 60 107,250.0000000000
11 27000 50 99,000.0000000000
11 27000 55 105,387.0967741935
11 27000 60 111,375.0000000000
11 28000 50 102,666.6666666667
11 28000 55 109,290.3225806452
11 28000 60 115,500.0000000000
11 29000 50 106,333.3333333333
11 29000 55 113,193.5483870968
11 29000 60 119,625.0000000000
11 30000 50 110,000.0000000000
11 30000 55 117,096.7741935484
11 30000 60 123,750.0000000000
12 25000 50 100,000.0000000000
12 25000 55 106,451.6129032258
12 25000 60 112,500.0000000000
12 26000 50 104,000.0000000000
12 26000 55 110,709.6774193548
12 26000 60 117,000.0000000000
12 27000 50 108,000.0000000000
12 27000 55 114,967.7419354839
12 27000 60 121,500.0000000000
12 28000 50 112,000.0000000000
12 28000 55 119,225.8064516129
12 28000 60 126,000.0000000000
12 29000 50 116,000.0000000000
12 29000 55 123,483.8709677419
12 29000 60 130,500.0000000000
12 30000 50 120,000.0000000000
12 30000 55 127,741.9354838710
12 30000 60 135,000.0000000000
13 25000 50 108,333.3333333333
13 25000 55 115,322.5806451613
13 25000 60 121,875.0000000000
13 26000 50 112,666.6666666667
13 26000 55 119,935.4838709677
13 26000 60 126,750.0000000000
13 27000 50 117,000.0000000000
13 27000 55 124,548.3870967742
13 27000 60 131,625.0000000000
13 28000 50 121,333.3333333333
13 28000 55 129,161.2903225807
13 28000 60 136,500.0000000000
13 29000 50 125,666.6666666667
13 29000 55 133,774.1935483871
13 29000 60 141,375.0000000000
13 30000 50 130,000.0000000000
13 30000 55 138,387.0967741935
13 30000 60 146,250.0000000000
14 25000 50 116,666.6666666667
14 25000 55 124,193.5483870968
14 25000 60 131,250.0000000000
14 26000 50 121,333.3333333333
14 26000 55 129,161.2903225807
14 26000 60 136,500.0000000000
14 27000 50 126,000.0000000000
14 27000 55 134,129.0322580645
14 27000 60 141,750.0000000000
14 28000 50 130,666.6666666667
14 28000 55 139,096.7741935484
14 28000 60 147,000.0000000000
14 29000 50 135,333.3333333333
14 29000 55 144,064.5161290323
14 29000 60 152,250.0000000000
14 30000 50 140,000.0000000000
14 30000 55 149,032.2580645161
14 30000 60 157,500.0000000000
15 25000 50 125,000.0000000000
15 25000 55 133,064.5161290323
15 25000 60 140,625.0000000000
15 26000 50 130,000.0000000000
15 26000 55 138,387.0967741935
15 26000 60 146,250.0000000000
15 27000 50 135,000.0000000000
15 27000 55 143,709.6774193548
15 27000 60 151,875.0000000000
15 28000 50 140,000.0000000000
15 28000 55 149,032.2580645161
15 28000 60 157,500.0000000000
15 29000 50 145,000.0000000000
15 29000 55 154,354.8387096774
15 29000 60 163,125.0000000000
15 30000 50 150,000.0000000000
15 30000 55 159,677.4193548387
15 30000 60 168,750.0000000000