The formula to calculate Actuarial Method Unearned Interest Loan (u) is:
\[ u = \frac{nMonthly \cdot p \cdot APR}{100 + APR} \]
Where:
The Actuarial Method Unearned Interest Loan is the process of distributing payments made on a debt between the amount provided as fund.
Number of Remaining Monthly Payments is the total number of remaining monthly payments until a debt is paid off.
Monthly Payment is the amount a borrower is required to pay each month until a debt is paid off.
Annual Percentage Rate refers to the annual rate charged for borrowing or earned through an investment.
Let's assume the following values:
Using the formula:
\[ u = \frac{nMonthly \cdot p \cdot APR}{100 + APR} \]
Evaluating:
\[ u = \frac{10 \cdot 28000 \cdot 55}{100 + 55} \]
The Actuarial Method Unearned Interest Loan is 99354.8387096774.
Number of Remaining Monthly Payments (nMonthly) | Monthly Payment (p) | Annual Percentage Rate (APR) | Actuarial Method Unearned Interest Loan (u) |
---|---|---|---|
5 | 25000 | 50 | 41,666.6666666667 |
5 | 25000 | 55 | 44,354.8387096774 |
5 | 25000 | 60 | 46,875.0000000000 |
5 | 26000 | 50 | 43,333.3333333333 |
5 | 26000 | 55 | 46,129.0322580645 |
5 | 26000 | 60 | 48,750.0000000000 |
5 | 27000 | 50 | 45,000.0000000000 |
5 | 27000 | 55 | 47,903.2258064516 |
5 | 27000 | 60 | 50,625.0000000000 |
5 | 28000 | 50 | 46,666.6666666667 |
5 | 28000 | 55 | 49,677.4193548387 |
5 | 28000 | 60 | 52,500.0000000000 |
5 | 29000 | 50 | 48,333.3333333333 |
5 | 29000 | 55 | 51,451.6129032258 |
5 | 29000 | 60 | 54,375.0000000000 |
5 | 30000 | 50 | 50,000.0000000000 |
5 | 30000 | 55 | 53,225.8064516129 |
5 | 30000 | 60 | 56,250.0000000000 |
6 | 25000 | 50 | 50,000.0000000000 |
6 | 25000 | 55 | 53,225.8064516129 |
6 | 25000 | 60 | 56,250.0000000000 |
6 | 26000 | 50 | 52,000.0000000000 |
6 | 26000 | 55 | 55,354.8387096774 |
6 | 26000 | 60 | 58,500.0000000000 |
6 | 27000 | 50 | 54,000.0000000000 |
6 | 27000 | 55 | 57,483.8709677419 |
6 | 27000 | 60 | 60,750.0000000000 |
6 | 28000 | 50 | 56,000.0000000000 |
6 | 28000 | 55 | 59,612.9032258065 |
6 | 28000 | 60 | 63,000.0000000000 |
6 | 29000 | 50 | 58,000.0000000000 |
6 | 29000 | 55 | 61,741.9354838710 |
6 | 29000 | 60 | 65,250.0000000000 |
6 | 30000 | 50 | 60,000.0000000000 |
6 | 30000 | 55 | 63,870.9677419355 |
6 | 30000 | 60 | 67,500.0000000000 |
7 | 25000 | 50 | 58,333.3333333333 |
7 | 25000 | 55 | 62,096.7741935484 |
7 | 25000 | 60 | 65,625.0000000000 |
7 | 26000 | 50 | 60,666.6666666667 |
7 | 26000 | 55 | 64,580.6451612903 |
7 | 26000 | 60 | 68,250.0000000000 |
7 | 27000 | 50 | 63,000.0000000000 |
7 | 27000 | 55 | 67,064.5161290323 |
7 | 27000 | 60 | 70,875.0000000000 |
7 | 28000 | 50 | 65,333.3333333333 |
7 | 28000 | 55 | 69,548.3870967742 |
7 | 28000 | 60 | 73,500.0000000000 |
7 | 29000 | 50 | 67,666.6666666667 |
7 | 29000 | 55 | 72,032.2580645161 |
7 | 29000 | 60 | 76,125.0000000000 |
7 | 30000 | 50 | 70,000.0000000000 |
7 | 30000 | 55 | 74,516.1290322581 |
7 | 30000 | 60 | 78,750.0000000000 |
8 | 25000 | 50 | 66,666.6666666667 |
8 | 25000 | 55 | 70,967.7419354839 |
8 | 25000 | 60 | 75,000.0000000000 |
8 | 26000 | 50 | 69,333.3333333333 |
8 | 26000 | 55 | 73,806.4516129032 |
8 | 26000 | 60 | 78,000.0000000000 |
8 | 27000 | 50 | 72,000.0000000000 |
8 | 27000 | 55 | 76,645.1612903226 |
8 | 27000 | 60 | 81,000.0000000000 |
8 | 28000 | 50 | 74,666.6666666667 |
8 | 28000 | 55 | 79,483.8709677419 |
8 | 28000 | 60 | 84,000.0000000000 |
8 | 29000 | 50 | 77,333.3333333333 |
8 | 29000 | 55 | 82,322.5806451613 |
8 | 29000 | 60 | 87,000.0000000000 |
8 | 30000 | 50 | 80,000.0000000000 |
8 | 30000 | 55 | 85,161.2903225807 |
8 | 30000 | 60 | 90,000.0000000000 |
9 | 25000 | 50 | 75,000.0000000000 |
9 | 25000 | 55 | 79,838.7096774194 |
9 | 25000 | 60 | 84,375.0000000000 |
9 | 26000 | 50 | 78,000.0000000000 |
9 | 26000 | 55 | 83,032.2580645161 |
9 | 26000 | 60 | 87,750.0000000000 |
9 | 27000 | 50 | 81,000.0000000000 |
9 | 27000 | 55 | 86,225.8064516129 |
9 | 27000 | 60 | 91,125.0000000000 |
9 | 28000 | 50 | 84,000.0000000000 |
9 | 28000 | 55 | 89,419.3548387097 |
9 | 28000 | 60 | 94,500.0000000000 |
9 | 29000 | 50 | 87,000.0000000000 |
9 | 29000 | 55 | 92,612.9032258065 |
9 | 29000 | 60 | 97,875.0000000000 |
9 | 30000 | 50 | 90,000.0000000000 |
9 | 30000 | 55 | 95,806.4516129032 |
9 | 30000 | 60 | 101,250.0000000000 |
10 | 25000 | 50 | 83,333.3333333333 |
10 | 25000 | 55 | 88,709.6774193548 |
10 | 25000 | 60 | 93,750.0000000000 |
10 | 26000 | 50 | 86,666.6666666667 |
10 | 26000 | 55 | 92,258.0645161290 |
10 | 26000 | 60 | 97,500.0000000000 |
10 | 27000 | 50 | 90,000.0000000000 |
10 | 27000 | 55 | 95,806.4516129032 |
10 | 27000 | 60 | 101,250.0000000000 |
10 | 28000 | 50 | 93,333.3333333333 |
10 | 28000 | 55 | 99,354.8387096774 |
10 | 28000 | 60 | 105,000.0000000000 |
10 | 29000 | 50 | 96,666.6666666667 |
10 | 29000 | 55 | 102,903.2258064516 |
10 | 29000 | 60 | 108,750.0000000000 |
10 | 30000 | 50 | 100,000.0000000000 |
10 | 30000 | 55 | 106,451.6129032258 |
10 | 30000 | 60 | 112,500.0000000000 |
11 | 25000 | 50 | 91,666.6666666667 |
11 | 25000 | 55 | 97,580.6451612903 |
11 | 25000 | 60 | 103,125.0000000000 |
11 | 26000 | 50 | 95,333.3333333333 |
11 | 26000 | 55 | 101,483.8709677419 |
11 | 26000 | 60 | 107,250.0000000000 |
11 | 27000 | 50 | 99,000.0000000000 |
11 | 27000 | 55 | 105,387.0967741935 |
11 | 27000 | 60 | 111,375.0000000000 |
11 | 28000 | 50 | 102,666.6666666667 |
11 | 28000 | 55 | 109,290.3225806452 |
11 | 28000 | 60 | 115,500.0000000000 |
11 | 29000 | 50 | 106,333.3333333333 |
11 | 29000 | 55 | 113,193.5483870968 |
11 | 29000 | 60 | 119,625.0000000000 |
11 | 30000 | 50 | 110,000.0000000000 |
11 | 30000 | 55 | 117,096.7741935484 |
11 | 30000 | 60 | 123,750.0000000000 |
12 | 25000 | 50 | 100,000.0000000000 |
12 | 25000 | 55 | 106,451.6129032258 |
12 | 25000 | 60 | 112,500.0000000000 |
12 | 26000 | 50 | 104,000.0000000000 |
12 | 26000 | 55 | 110,709.6774193548 |
12 | 26000 | 60 | 117,000.0000000000 |
12 | 27000 | 50 | 108,000.0000000000 |
12 | 27000 | 55 | 114,967.7419354839 |
12 | 27000 | 60 | 121,500.0000000000 |
12 | 28000 | 50 | 112,000.0000000000 |
12 | 28000 | 55 | 119,225.8064516129 |
12 | 28000 | 60 | 126,000.0000000000 |
12 | 29000 | 50 | 116,000.0000000000 |
12 | 29000 | 55 | 123,483.8709677419 |
12 | 29000 | 60 | 130,500.0000000000 |
12 | 30000 | 50 | 120,000.0000000000 |
12 | 30000 | 55 | 127,741.9354838710 |
12 | 30000 | 60 | 135,000.0000000000 |
13 | 25000 | 50 | 108,333.3333333333 |
13 | 25000 | 55 | 115,322.5806451613 |
13 | 25000 | 60 | 121,875.0000000000 |
13 | 26000 | 50 | 112,666.6666666667 |
13 | 26000 | 55 | 119,935.4838709677 |
13 | 26000 | 60 | 126,750.0000000000 |
13 | 27000 | 50 | 117,000.0000000000 |
13 | 27000 | 55 | 124,548.3870967742 |
13 | 27000 | 60 | 131,625.0000000000 |
13 | 28000 | 50 | 121,333.3333333333 |
13 | 28000 | 55 | 129,161.2903225807 |
13 | 28000 | 60 | 136,500.0000000000 |
13 | 29000 | 50 | 125,666.6666666667 |
13 | 29000 | 55 | 133,774.1935483871 |
13 | 29000 | 60 | 141,375.0000000000 |
13 | 30000 | 50 | 130,000.0000000000 |
13 | 30000 | 55 | 138,387.0967741935 |
13 | 30000 | 60 | 146,250.0000000000 |
14 | 25000 | 50 | 116,666.6666666667 |
14 | 25000 | 55 | 124,193.5483870968 |
14 | 25000 | 60 | 131,250.0000000000 |
14 | 26000 | 50 | 121,333.3333333333 |
14 | 26000 | 55 | 129,161.2903225807 |
14 | 26000 | 60 | 136,500.0000000000 |
14 | 27000 | 50 | 126,000.0000000000 |
14 | 27000 | 55 | 134,129.0322580645 |
14 | 27000 | 60 | 141,750.0000000000 |
14 | 28000 | 50 | 130,666.6666666667 |
14 | 28000 | 55 | 139,096.7741935484 |
14 | 28000 | 60 | 147,000.0000000000 |
14 | 29000 | 50 | 135,333.3333333333 |
14 | 29000 | 55 | 144,064.5161290323 |
14 | 29000 | 60 | 152,250.0000000000 |
14 | 30000 | 50 | 140,000.0000000000 |
14 | 30000 | 55 | 149,032.2580645161 |
14 | 30000 | 60 | 157,500.0000000000 |
15 | 25000 | 50 | 125,000.0000000000 |
15 | 25000 | 55 | 133,064.5161290323 |
15 | 25000 | 60 | 140,625.0000000000 |
15 | 26000 | 50 | 130,000.0000000000 |
15 | 26000 | 55 | 138,387.0967741935 |
15 | 26000 | 60 | 146,250.0000000000 |
15 | 27000 | 50 | 135,000.0000000000 |
15 | 27000 | 55 | 143,709.6774193548 |
15 | 27000 | 60 | 151,875.0000000000 |
15 | 28000 | 50 | 140,000.0000000000 |
15 | 28000 | 55 | 149,032.2580645161 |
15 | 28000 | 60 | 157,500.0000000000 |
15 | 29000 | 50 | 145,000.0000000000 |
15 | 29000 | 55 | 154,354.8387096774 |
15 | 29000 | 60 | 163,125.0000000000 |
15 | 30000 | 50 | 150,000.0000000000 |
15 | 30000 | 55 | 159,677.4193548387 |
15 | 30000 | 60 | 168,750.0000000000 |