EER Calculator

Formula

The formula to calculate your Basal Metabolic Rate (BMR) is:

\[ P = \text{total Calories} \]

Where:

(h) is height in cm
(a) is age in years
(s) is a constant (+5 for men, -161 for women)

This formula only gives you your energy expenditure at rest. You also need to account for energy expenditure due to motion:

Not Active: +0 calories per day
1-2 hours of exercise per week: +100 calories per day
3-5 hours of exercise per week: +200 calories per day
6-10 hours of exercise per week: +400 calories per day

What is Living Off Dividends?

Living off dividends refers to a strategy where an individual relies on the dividend payments from their investments to cover their living expenses. This approach requires a substantial investment in dividend-paying stocks or funds, and the goal is to generate a steady stream of income without having to sell the underlying assets. The success of this strategy depends on the dividend yield and the stability of the companies or funds in which one invests. It is a popular strategy among retirees and those seeking financial independence.

Example Calculation

Let's assume the following values:

Height (h) = 170 cm
Age (a) = 30 years
Gender = Male
Activity Level = Moderate (3-5 hours of exercise per week)

Using the formula:

\[ BMR = 10 \cdot 170 + 6.25 \cdot 170 - 5 \cdot 30 + 5 = 1700 + 1062.5 - 150 + 5 = 2617.5 \]

Adding the activity level adjustment:

\[ EER = 2617.5 + 200 = 2817.5 \text{ calories/day} \]

The Estimated Energy Requirement (EER) is approximately 2817.5 calories/day.