Present Value of Future Sum Calculator

Calculate Present Value of Future Sum









Formula

The formula to calculate Present Value (PV) is:

\[ PV = \frac{FV}{(1 + \frac{%RoR}{Cn})^{Cn \cdot nPeriods}} \]

Where:

Definition

Present Value is the value that determines the value of a series of future periodic payments at a given time.

Future Value is the calculated future value of any investment.

Rate of Return is the gain or loss on an investment over a specified time period, expressed as a percentage of the investment’s cost.

Compounding Periods is the number of times compounding will occur during a period.

Number of Periods is the periods on an annuity using the present value, periodic payment, and periodic rate.

How to calculate Present Value of Future Sum

Let's assume the following values:

Using the formula:

\[ PV = \frac{33000}{(1 + \frac{4.5}{11})^{11 \cdot 2}} \]

Evaluating:

\[ PV = 17.45 \]

The Present Value is 17.45.

Present Value Conversion Table

Future Value Rate of Return (%) Compounding Periods Number of Periods Present Value
32000 4% 10 1 30,747.72
32000 4% 10 2 29,544.44
32000 4% 10 3 28,388.25
32000 4% 10 4 27,277.31
32000 4% 10 5 26,209.84
32000 4% 10 6 25,184.14
32000 4% 10 7 24,198.59
32000 4% 10 8 23,251.61
32000 4% 10 9 22,341.68
32000 4% 10 10 21,467.36
32000 4% 10 11 20,627.26
32000 4% 10 12 19,820.04
32000 4% 11 1 30,747.49
32000 4% 11 2 29,544.01
32000 4% 11 3 28,387.63
32000 4% 11 4 27,276.52
32000 4% 11 5 26,208.89
32000 4% 11 6 25,183.05
32000 4% 11 7 24,197.37
32000 4% 11 8 23,250.26
32000 4% 11 9 22,340.23
32000 4% 11 10 21,465.81
32000 4% 11 11 20,625.62
32000 4% 11 12 19,818.32
32000 4% 12 1 30,747.31
32000 4% 12 2 29,543.65
32000 4% 12 3 28,387.12
32000 4% 12 4 27,275.86
32000 4% 12 5 26,208.10
32000 4% 12 6 25,182.14
32000 4% 12 7 24,196.34
32000 4% 12 8 23,249.14
32000 4% 12 9 22,339.01
32000 4% 12 10 21,464.51
32000 4% 12 11 20,624.25
32000 4% 12 12 19,816.88
32000 4.5% 10 1 30,595.01
32000 4.5% 10 2 29,251.70
32000 4.5% 10 3 27,967.38
32000 4.5% 10 4 26,739.44
32000 4.5% 10 5 25,565.42
32000 4.5% 10 6 24,442.94
32000 4.5% 10 7 23,369.75
32000 4.5% 10 8 22,343.68
32000 4.5% 10 9 21,362.66
32000 4.5% 10 10 20,424.71
32000 4.5% 10 11 19,527.94
32000 4.5% 10 12 18,670.55
32000 4.5% 11 1 30,594.73
32000 4.5% 11 2 29,251.17
32000 4.5% 11 3 27,966.61
32000 4.5% 11 4 26,738.46
32000 4.5% 11 5 25,564.25
32000 4.5% 11 6 24,441.60
32000 4.5% 11 7 23,368.25
32000 4.5% 11 8 22,342.04
32000 4.5% 11 9 21,360.90
32000 4.5% 11 10 20,422.84
32000 4.5% 11 11 19,525.98
32000 4.5% 11 12 18,668.50
32000 4.5% 12 1 30,594.49
32000 4.5% 12 2 29,250.72
32000 4.5% 12 3 27,965.97
32000 4.5% 12 4 26,737.65
32000 4.5% 12 5 25,563.27
32000 4.5% 12 6 24,440.48
32000 4.5% 12 7 23,367.01
32000 4.5% 12 8 22,340.68
32000 4.5% 12 9 21,359.43
32000 4.5% 12 10 20,421.28
32000 4.5% 12 11 19,524.34
32000 4.5% 12 12 18,666.79
32000 5% 10 1 30,443.13
32000 5% 10 2 28,962.01
32000 5% 10 3 27,552.95
32000 5% 10 4 26,212.44
32000 5% 10 5 24,937.15
32000 5% 10 6 23,723.91
32000 5% 10 7 22,569.69
32000 5% 10 8 21,471.63
32000 5% 10 9 20,426.99
32000 5% 10 10 19,433.18
32000 5% 10 11 18,487.71
32000 5% 10 12 17,588.25
32000 5% 11 1 30,442.79
32000 5% 11 2 28,961.36
32000 5% 11 3 27,552.02
32000 5% 11 4 26,211.26
32000 5% 11 5 24,935.75
32000 5% 11 6 23,722.30
32000 5% 11 7 22,567.91
32000 5% 11 8 21,469.69
32000 5% 11 9 20,424.92
32000 5% 11 10 19,430.98
32000 5% 11 11 18,485.42
32000 5% 11 12 17,585.86
32000 5% 12 1 30,442.50
32000 5% 12 2 28,960.81
32000 5% 12 3 27,551.24
32000 5% 12 4 26,210.27
32000 5% 12 5 24,934.57
32000 5% 12 6 23,720.96
32000 5% 12 7 22,566.42
32000 5% 12 8 21,468.07
32000 5% 12 9 20,423.19
32000 5% 12 10 19,429.15
32000 5% 12 11 18,483.50
32000 5% 12 12 17,583.88
33000 4% 10 1 31,708.58
33000 4% 10 2 30,467.70
33000 4% 10 3 29,275.38
33000 4% 10 4 28,129.72
33000 4% 10 5 27,028.90
33000 4% 10 6 25,971.15
33000 4% 10 7 24,954.80
33000 4% 10 8 23,978.22
33000 4% 10 9 23,039.86
33000 4% 10 10 22,138.22
33000 4% 10 11 21,271.86
33000 4% 10 12 20,439.41
33000 4% 11 1 31,708.35
33000 4% 11 2 30,467.26
33000 4% 11 3 29,274.75
33000 4% 11 4 28,128.91
33000 4% 11 5 27,027.92
33000 4% 11 6 25,970.02
33000 4% 11 7 24,953.53
33000 4% 11 8 23,976.83
33000 4% 11 9 23,038.36
33000 4% 11 10 22,136.62
33000 4% 11 11 21,270.17
33000 4% 11 12 20,437.64
33000 4% 12 1 31,708.16
33000 4% 12 2 30,466.89
33000 4% 12 3 29,274.22
33000 4% 12 4 28,128.23
33000 4% 12 5 27,027.10
33000 4% 12 6 25,969.08
33000 4% 12 7 24,952.48
33000 4% 12 8 23,975.67
33000 4% 12 9 23,037.11
33000 4% 12 10 22,135.28
33000 4% 12 11 21,268.76
33000 4% 12 12 20,436.16
33000 4.5% 10 1 31,551.10
33000 4.5% 10 2 30,165.82
33000 4.5% 10 3 28,841.36
33000 4.5% 10 4 27,575.05
33000 4.5% 10 5 26,364.34
33000 4.5% 10 6 25,206.79
33000 4.5% 10 7 24,100.06
33000 4.5% 10 8 23,041.92
33000 4.5% 10 9 22,030.24
33000 4.5% 10 10 21,062.98
33000 4.5% 10 11 20,138.19
33000 4.5% 10 12 19,254.00
33000 4.5% 11 1 31,550.81
33000 4.5% 11 2 30,165.27
33000 4.5% 11 3 28,840.57
33000 4.5% 11 4 27,574.04
33000 4.5% 11 5 26,363.13
33000 4.5% 11 6 25,205.40
33000 4.5% 11 7 24,098.51
33000 4.5% 11 8 23,040.23
33000 4.5% 11 9 22,028.43
33000 4.5% 11 10 21,061.05
33000 4.5% 11 11 20,136.16
33000 4.5% 11 12 19,251.89
33000 4.5% 12 1 31,550.57
33000 4.5% 12 2 30,164.81
33000 4.5% 12 3 28,839.91
33000 4.5% 12 4 27,573.20
33000 4.5% 12 5 26,362.13
33000 4.5% 12 6 25,204.25
33000 4.5% 12 7 24,097.23
33000 4.5% 12 8 23,038.83
33000 4.5% 12 9 22,026.91
33000 4.5% 12 10 21,059.45
33000 4.5% 12 11 20,134.47
33000 4.5% 12 12 19,250.12
33000 5% 10 1 31,394.48
33000 5% 10 2 29,867.08
33000 5% 10 3 28,413.98
33000 5% 10 4 27,031.58
33000 5% 10 5 25,716.44
33000 5% 10 6 24,465.28
33000 5% 10 7 23,275.00
33000 5% 10 8 22,142.62
33000 5% 10 9 21,065.34
33000 5% 10 10 20,040.46
33000 5% 10 11 19,065.45
33000 5% 10 12 18,137.88
33000 5% 11 1 31,394.13
33000 5% 11 2 29,866.40
33000 5% 11 3 28,413.02
33000 5% 11 4 27,030.36
33000 5% 11 5 25,714.99
33000 5% 11 6 24,463.63
33000 5% 11 7 23,273.16
33000 5% 11 8 22,140.62
33000 5% 11 9 21,063.19
33000 5% 11 10 20,038.20
33000 5% 11 11 19,063.09
33000 5% 11 12 18,135.42
33000 5% 12 1 31,393.83
33000 5% 12 2 29,865.84
33000 5% 12 3 28,412.22
33000 5% 12 4 27,029.34
33000 5% 12 5 25,713.78
33000 5% 12 6 24,462.24
33000 5% 12 7 23,271.62
33000 5% 12 8 22,138.95
33000 5% 12 9 21,061.41
33000 5% 12 10 20,036.31
33000 5% 12 11 19,061.11
33000 5% 12 12 18,133.37
34000 4% 10 1 32,669.45
34000 4% 10 2 31,390.96
34000 4% 10 3 30,162.51
34000 4% 10 4 28,982.14
34000 4% 10 5 27,847.95
34000 4% 10 6 26,758.15
34000 4% 10 7 25,711.00
34000 4% 10 8 24,704.83
34000 4% 10 9 23,738.03
34000 4% 10 10 22,809.07
34000 4% 10 11 21,916.47
34000 4% 10 12 21,058.79
34000 4% 11 1 32,669.21
34000 4% 11 2 31,390.51
34000 4% 11 3 30,161.86
34000 4% 11 4 28,981.30
34000 4% 11 5 27,846.95
34000 4% 11 6 26,756.99
34000 4% 11 7 25,709.70
34000 4% 11 8 24,703.40
34000 4% 11 9 23,736.49
34000 4% 11 10 22,807.42
34000 4% 11 11 21,914.72
34000 4% 11 12 21,056.96
34000 4% 12 1 32,669.01
34000 4% 12 2 31,390.13
34000 4% 12 3 30,161.31
34000 4% 12 4 28,980.60
34000 4% 12 5 27,846.11
34000 4% 12 6 26,756.02
34000 4% 12 7 25,708.62
34000 4% 12 8 24,702.21
34000 4% 12 9 23,735.20
34000 4% 12 10 22,806.05
34000 4% 12 11 21,913.27
34000 4% 12 12 21,055.44
34000 4.5% 10 1 32,507.20
34000 4.5% 10 2 31,079.93
34000 4.5% 10 3 29,715.34
34000 4.5% 10 4 28,410.66
34000 4.5% 10 5 27,163.26
34000 4.5% 10 6 25,970.63
34000 4.5% 10 7 24,830.36
34000 4.5% 10 8 23,740.16
34000 4.5% 10 9 22,697.82
34000 4.5% 10 10 21,701.25
34000 4.5% 10 11 20,748.44
34000 4.5% 10 12 19,837.46
34000 4.5% 11 1 32,506.90
34000 4.5% 11 2 31,079.37
34000 4.5% 11 3 29,714.52
34000 4.5% 11 4 28,409.62
34000 4.5% 11 5 27,162.02
34000 4.5% 11 6 25,969.20
34000 4.5% 11 7 24,828.77
34000 4.5% 11 8 23,738.42
34000 4.5% 11 9 22,695.95
34000 4.5% 11 10 21,699.27
34000 4.5% 11 11 20,746.35
34000 4.5% 11 12 19,835.28
34000 4.5% 12 1 32,506.65
34000 4.5% 12 2 31,078.89
34000 4.5% 12 3 29,713.84
34000 4.5% 12 4 28,408.75
34000 4.5% 12 5 27,160.98
34000 4.5% 12 6 25,968.01
34000 4.5% 12 7 24,827.44
34000 4.5% 12 8 23,736.97
34000 4.5% 12 9 22,694.40
34000 4.5% 12 10 21,697.61
34000 4.5% 12 11 20,744.61
34000 4.5% 12 12 19,833.46
34000 5% 10 1 32,345.83
34000 5% 10 2 30,772.14
34000 5% 10 3 29,275.01
34000 5% 10 4 27,850.72
34000 5% 10 5 26,495.73
34000 5% 10 6 25,206.65
34000 5% 10 7 23,980.30
34000 5% 10 8 22,813.61
34000 5% 10 9 21,703.68
34000 5% 10 10 20,647.75
34000 5% 10 11 19,643.19
34000 5% 10 12 18,687.51
34000 5% 11 1 32,345.46
34000 5% 11 2 30,771.44
34000 5% 11 3 29,274.02
34000 5% 11 4 27,849.46
34000 5% 11 5 26,494.23
34000 5% 11 6 25,204.95
34000 5% 11 7 23,978.40
34000 5% 11 8 22,811.55
34000 5% 11 9 21,701.47
34000 5% 11 10 20,645.42
34000 5% 11 11 19,640.76
34000 5% 11 12 18,684.98
34000 5% 12 1 32,345.16
34000 5% 12 2 30,770.86
34000 5% 12 3 29,273.19
34000 5% 12 4 27,848.41
34000 5% 12 5 26,492.98
34000 5% 12 6 25,203.52
34000 5% 12 7 23,976.82
34000 5% 12 8 22,809.83
34000 5% 12 9 21,699.63
34000 5% 12 10 20,643.48
34000 5% 12 11 19,638.72
34000 5% 12 12 18,682.87
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